The Farm Improvement and Marketing Co-operatives Loans Act (FIMCLA) increases the availability of credit to farming operations and farmer-owned marketing co-operatives to improve farm assets and strengthen production and financial stability.

The Farm Improvement Loans encourage the provision of intermediate term debt to farmers for the improvement and development of their farming business in order to maintain an efficient agriculture production capability.

Individuals, partnerships, corporations or co-operative associations actively engaged in farming and operating the farm as a business with the intent to making a profit are eligible to apply.