Effective Rates

Horizon Credit Union Prime Rate effective January 1, 2021 is 2.45%. Horizon Credit Union charges 21% per year on all accounts that are overdrawn. This does not include accounts that have balances within the limit of an authorized Line of...

Taming Debt

How can we get out of the red and into the black? By thinking green. The fact is, getting into debt is all about the misuse of resources. Start applying the 3Rs to your finances – reduce, reuse, recycle – and you’ll discover that things that are good for the...

Budgeting Basics

Budgets are like the New Year’s resolutions of personal finance. We all know we should have one and we all know it’s a fairly simple thing to follow—at least in theory. Like resolutions, we often map out personal budgets with the best of intentions, only to abandon...
Author: Horizon Credit Union