Business and Commercial Services

 

Business ServicesWith technical advances, business owners can access their accounts conveniently wherever their business takes through our many online applications. We also offer personal one-on-one consultation with qualified professionals. Horizon Credit Union has great products and services that you need to own and operate your business. Our products and services are affordable and convenient so if you are considering saving money and gaining convenient access to your accounts and account manager, look to Horizon Credit Union.

In addition to special priced package chequing accounts, loans, savings and investments to meet individual business needs, we also provide services to assist you in your business such as:

U.S. DOLLAR MAXIMIZER (Interest Bearing Chequing) for members who need to trade in US funds.

Night Deposit Service To assist you in reducing your risk our night deposit allows you to drop in cheques and cash for deposit after hours to reduce the risk to you of keeping them at your site. The next day our staff will make the deposit to your account.

Customer Automated Funds Transfers (CAFT) – provides you an easy way to originate pre-authorized debits and direct deposit transactions for your business such as:

  • Payroll for your employees

  • Accounts payables and receivables

  • Utility bills

  • Property and business taxes

  • Membership fees

  • Rent payments.                        

Just contact any of our branches and our professionals will provide you with all the information to get you started.

Electronic Processing Merchant Terminals - Our payment processing solutions are cost effective and efficient solution for your business to receive payment for MasterCard, Visa, American Express, Interac Direct Payment, and provides flexible deposit options that allow you to deposit credit card and debit card transactions into a single account or into multiple accounts.

For Merchant Agreements and Terminals contact Horizon Credit Union at Melville, Grayson, Neudorf, Grenfell or Wolseley or call us at 306-728-5425.

Commercial and Small Business Loans, Mortgages and Leasing:  Every business is unique and requires different financial structures.  That is why Horizon Credit Union has many different loan and lease options available to your business:

  • Operating lines of credit
  • Commercial term loans
  • Commercial mortgages
  • Leasing
  • Dealer Finance

Our professional lending staff work with you on an individual basis, providing practical information and tools to design loans or leases that meet your business needs, including business loans offered under The Small Business Loans Act (SBLA).

Loan and Credit Insurance  Life is unpredictable. Horizon Credit Union is committed to putting you first, we want to protect you and your family. We have credit insurance options that are designed to provide you and your family complete financial protection.

  • Disability and Life Insurance
  • Group Mortgage Protection
  • Member Term Life Insurance.
  • Line of Credit/Quick Loan Coverage

Wealth Management services: The team of professionals in our Wealth Management department help you achieve financial goals at every stage of your financial life cycle. This starts with building assets, protecting what you have built, assisting you with investment options as you go, planning for retirement and even transferring assets to beneficiaries through effective estate planning for your business and yourself.

 

Contact us for any of your business and commercial financial needs:  Click here to find us.

For a copy of the terms & conditions of a Horizon Credit Union business account, please click here: Terms & Conditions - Business