Merchant Services

 

Whether you want to increase sales, open more locations, or simply keep your customers happy, a fresh look at your payment solutions could help you achieve your goals. Security, speed and keeping pace with changes in payments technology are all things that impact your success.

First Data specializes in working with businesses like yours to make sure your payment solutions are helping you achieve your business goals. From new solutions for in-person or online transactions and integrated terminals, to eCommerce, gift cards and loyalty programs, we’ll help you determine the right options for you and your customers. And we’ll make managing everything easier too with a single statement and one deposit account for all your payment transactions.

With First Data on your team, you can be confident that your payment solutions are doing all they can to streamline, simplify and drive your business success.

Here’s What First Data can offer to you and your business:

As a business owner, you need to accept payments for the goods and/or services you provide. First Data Canada has the right payment acceptance solution for all your business needs!

First Data backs their solutions with a $1,000 Beat Your Current Rate offer that guarantees your business is getting the most competitive offer in Canada. If First Data is unable to beat your current provider’s offer, First Data will pay you a $1,000 prepaid MasterCard (this offer is open to net new merchants only.  Limit of one card per merchant).

Point-of-Sale (POS) Terminals

First Data provides reliable high-performance, high-speed point-of-sale (POS) terminals and peripherals with built-in security to protect card information, and a compact design to fit your space.

Benefits for Business
With First Data’s wide breadth of fast, secure and competitively-priced POS terminals, accept virtually every payment option — including Visa®, MasterCard®, Diners Club International®, American Express®, Discover®, Interac® debit and gift cards.

  • Your business benefits from:
  • Comprehensive POS Terminal Payment Options
  • Multi-layered Security Features
  • Unsurpassed POS Device Reliability
  • Commitment to Innovation

Mobile Pay Plus

The complete mobile POS solution for Apple® and Android™ phones and tablets
With the Mobile Pay Plus application, running your business on-the-go is never a problem. Our high-powered mobile payment solution puts everything you need to manage and grow your business in the palm of your hand.

e-Commerce

If your business provides goods and services using a company website, why not use e-commerce to accept payments? First Data provides e-commerce processing to merchants that wish to accept payment on their website in both Canadian and US dollars.

Gift and Loyalty Solutions

First Data Gift Solutions allow you to sell stored-value cards for future purchases in your store. Gift cards can help to boost sales, extend your product line and build your brand. Our Gift Card Solutions provide end-to-end solutions for merchants of all sizes – establishing new gift card offerings or transitioning an existing program. You can benefit from our experience servicing hundreds of the world’s most well-known retail brands and our leading-edge functionality and product innovation to help drive the growth and success of your prepaid programs.

If you would like more information regarding merchant services offered by First Data, please contact your local Horizon Credit Union branch.

Agriculture Services

We offer farmers and ranchers special accounts with convenient delivery to meet the day to day financial operations requirements. Our technology allows farmers and ranchers easy access to their accounts from wherever they are through our many online access applications. We help with education and planning to meet your long term goals. If it is investing, borrowing money for your operation, succession or other financial planning issues, Horizon Credit Union is here to lend a helping hand.

To assist in meeting your agricultural needs, Horizon Credit Union provides the following services:

Farm & Business Accounts

Click here to view our account options.

 

Card Convenience

Horizon Credit Union offers a full line of card convenience for Ag Business. Our MemberCard debits your account direct so no worry about a monthly bill. You can also choose from a family of MasterCard Credit Cards that best suit your business.

Investments

Today’s world offers many types of investment. Each type of investment provides different opportunity to grow, earn income, and has different tax consequences. Horizon Credit Union offers many types of investments for both registered and non-registered investments to meet individual and agriculture business owner financial goals.

AgriInvest Accounts

An AgriInvest Account helps producers manage small income declines. Each year, producers can make a deposit into an AgriInvest account and receive a matching contribution from federal and provincial governments. Producers have the flexibility to withdraw the funds at any time to cover small margin declines or for risk mitigation and other investments.

AgriInvest is part of the Growing Forward suite of federal-provincial-territorial Business Risk Management programs. Growing Forward is a commitment to Canada’s agriculture sector that’s focused on achieving results, reflects input from across the sector, and delivers programs that are simple, more effective and tailored to local needs.

To learn more about AgriInvest, visit the program website at www.agr.gc.ca/agriinvest, call AAFC toll free at 1-866-367-8506, or inquire at any Horizon Credit Union Branch at Melville, Grayson, Grenfell, Neudorf or Wolseley.
Email: info@horizoncu.ca

Loans and Leasing

Everyone has different needs and financial strategies for their farm or ranch. Each farm or ranch operation requires a different financial structure. That is why Horizon Credit Union has many different loan or lease options available to you. Our professional lending staff work with you on an individual basis, providing practical information and tools to design loans especially to meet the needs for your operation. For operating funds or if you are expanding your farm or ranch, Horizon Credit Union offers a variety of loan and lease options, farm mortgages and loans under the The Farm Improvement and Marketing Co-operatives Loans Act (FIMCLA).

FIMCLA increases the availability of credit to farming operations and farmer-owned marketing co-operatives to improve farm assets and strengthen production and financial stability. It encourages the provision of intermediate term debt to farmers for the improvement and development of their farming business in order to maintain an efficient agriculture production capability. Individuals, partnerships, corporations or co-operative associations actively engaged in farming and operating the farm as a business with the intent to making a profit are eligible to apply.

Wealth Management Services

Visit Wealth Management Services

The team of professionals in our Wealth Management department help you achieve financial goals at every stage of your financial life cycle. This starts with building assets, protecting what you have built, planning for retirement and even transferring assets to beneficiaries through effective estate planning.

With the convenience of electronic access to your accounts or our personal service branch locations at Melville, Grayson, Grenfell, Neudorf and Wolseley, having Horizon Credit Union as your financial institution makes good sense.

Business Merchant Services