Why Is It Called A Credit Union?

Why Is It Called A Credit Union?

While bank and banking are universally understood and accepted terms, the term credit union may be misunderstood. Credit union is an unusual term, isn’t it? Is it just another name for a bank? Is it a credit card company? Do I have to be in a union to join? But, just...
Budgeting Basics

Budgeting Basics

Budgets are like the New Year’s resolutions of personal finance. We all know we should have one and we all know it’s a fairly simple thing to follow—at least in theory. Like resolutions, we often map out personal budgets with the best of intentions, only to abandon...

Taming Debt

According to a study by credit reporting agency TransUnion $21,696, is the debt load the average Canadian consumer shouldered in the first quarter of 2017. What’s more, this amount excludes mortgages.   How can we get out of the red and into the black? By...
Planning and Advice