What Is Debit Card Skimming?

Card skimming involves the unauthorized copying of electronic data from your debit card. Hidden equipment, such as pin-hole cameras and card reading devices, are installed to obtain your PIN and card data, and the stolen data is then encoded onto a counterfeit card, which is used to withdraw funds without your knowledge.

How To Protect Yourself

Always Protect your PIN as indicated above.

Keep an eye on your banking card when conducting a transaction at the point-of-sale, and only allow your card to be swiped once.

Check your transaction records against your financial statements regularly. If you detect any unusual activity, contact your financial institution immediately.

If your debit card is lost, stolen or retained by an ABM, notify your financial institution immediately.

Your PIN is the key security feature, so never disclose your PIN to anyone. If you suspect that someone knows your PIN, change it immediately.

When using an ABM, if you suspect anything unusual do not use the machine and report it to the financial institution immediately.

Be alert. If someone is watching you or makes you feel uncomfortable, cancel the transaction and use a different machine.

Consumer Protection Debit Card Skimming