Personal Account Package Plans

Horizon Credit Union offers members cost savings and convenience by packaging service charges and fees into one great package plan that best meets their financial needs. If you do a number of transactions per month or just a few; or if you use mostly electronic deposits and payments or write cheques, our broad variety of package accounts offers you a choice of packaging services that best suits your own personal needs.

Click HERE to view our Service Charges & Fees brochure.

TRUST ACCOUNTS – MONTHLY FEE $0.00

(For children up to & including 18 years of age)

• 10 debit items included, regular charges thereafter
• (Chequing, Maximizer® & Plan 24® accounts).
• Minimum of $100 for Non-Redeemable Term Deposits of 1-5 years.
• Benefits cease at age 19

YOUTH ACCOUNT – MONTHLY FEE $0.00

(Ages 18 & Under)

• Unlimited debit items
• Minimum of $100 for Non-Redeemable Term Deposits for 1-5 years

YOUNG ADULT – MONTHLY FEE $5.00

(Ages 19-25)

• 70 debit items included, regular charges thereafter
• Free basic personalized cheques
• Benefits apply to Chequing, Maximizer® or Plan 24® accounts

BASIC CONSUMER – MONTHLY FEE $4.00

• 10 debit items included, regular charges thereafter

CONSUMER PLUS – MONTHLY FEE $9.00

• 20 debit items included, regular charges thereafter
• Monthly fee is waived with a minimum account balance of $2,000

MASTERPLAN – MONTHLY FEE $13.00

• 50 debit items included, regular charges thereafter
• No fees for utility payments & certified cheques (1st party)
• Monthly fee is waived with a minimum account balance of $3,000

MASTERPLAN PLUS – MONTHLY FEE $16.00

• Unlimited debit items
• 2 Interac ATM transactions monthly included*
• No fees for utility payments & certified cheques (1st party)
• Monthly fee is waived with a minimum account balance of $5,000

* All other Interac and Cirrus fees will be charged at month end, not at time of transaction.

PREMIUM MASTERPLAN – MONTHLY FEE $26.00

• Unlimited debit items
• 10 Interac ATM transactions monthly included*
• 10 Cirrus ATM transactions monthly included*
• Free basic personalized cheques
• No fees for utility payments, certified cheques (1st party), and Canadian drafts
• Monthly fee is waived with a minimum account balance of $10,000

*All other Interac or Cirrus fees will be charged at month end, not at time of transaction.

GOLDEN AGE 60 – MONTHLY FEE $0.00

• 40 debit items included, regular charges thereafter (Chequing, Maximizer® , Regular Savings & Plan 24® accounts)
• No fees for utility payments, certified cheques (1st party), and Canadian drafts

Safety Deposit Boxes

Helping you grow a strong financial future is a priority for Horizon Credit Union, helping you protect it is just another way Horizon Credit Union cares about its members. That is why the Horizon Credit Union provides safe keeping services for our members. Whether as an individual or for your business, Horizon Credit Union provides you with a safe place to store your valuables.

Protect your valuable papers and possessions by placing them in a Safety Deposit Box at your branch of Horizon Credit Union. A variety of different box sizes are available.

Safety Deposit Boxes provide a safe two-key entry system, so only you, the box owner, can gain entrance.

Get the peace of mind – know the possessions most valuable to you are safe.