Planning & Advice

Financial literacy is the key to financial freedom. Having access to the right advice can help you achieve your goals whether it’s saving for your child’s education, buying a home or planning for retirement.

Find the information you need to achieve your goals here.

Taming Debt

How can we get out of the red and into the black? By thinking green. The fact is, getting into debt is all about the misuse of resources. Start applying the 3Rs to your finances – reduce, reuse, recycle – and you’ll discover that things that are good for the...

Budgeting Basics

Budgets are like the New Year’s resolutions of personal finance. We all know we should have one and we all know it’s a fairly simple thing to follow—at least in theory. Like resolutions, we often map out personal budgets with the best of intentions, only to abandon...

Boost Your Credit Score: 4 Myths Debunked

Credit scores are an area of personal finance that seem a lot more mysterious than they actually are. Many people believe that improving them is a matter of trial and error and, as a result, there’s a lot of “credit score advice” floating around that can end up doing...

Breakdown of a Credit Score

You’ve likely heard about credit scores before (thanks to all those commercials with terrible jingles), but what do you actually know about them? How long have they been around? And what’s the deal with checking them? A credit score is a number (usually between 300...

Why Is It Called A Credit Union?

While bank and banking are universally understood and accepted terms, the term credit union is still largely misunderstood and unknown to many. Credit union is an unusual term, isn’t it? Is it just another name for a bank? Is it a credit card company? Do I have to be...

How to Overcome ‘Credit Card Shyness’

News outlets and credit card companies are quick to label millennials as being credit card-shy. According to a recent survey, millennials apparently fear their credit card debt more than climate change, the threat of war and even death. It may sound like an...

Building a Budget with 50/30/20

Budgeting is a skill that helps you make smart decisions with your money. It ensures that you’re spending less than you earn, it prepares you for life’s curveballs, and it funds your goals and your dreams. Unfortunately, budgeting is often seen as restrictive and...

Fraud Protection – DO’s and DON’Ts

Protect Yourself from Becoming a Victim of Fraud! DO’s and DON’Ts DO: Install from a reliable source AND renew anti-virus, anti-spyware software, and firewall on your device. Configure antivirus software to run regular automatic updates and virus scans. Protect your...

How a loan can put you on top during RRSP season

Often times, you may not have the money to spare after the holidays to drop into your RRSP, even though the benefits of a sweet tax return are calling your name. Or maybe you can spare a small amount to deposit, but aren’t maximizing the yearly contribution you can...

Planning & Advice