Planning & Advice

Financial literacy is the key to financial freedom. Having access to the right advice can help you achieve your goals whether it’s saving for your child’s education, buying a home or planning for retirement.

Find the information you need to achieve your goals here.

How to Save on Groceries

How to Save on Groceries

Breaking Up with Name Brands Picture this: you’re steering your shopping cart through the sliding doors of the supermarket, shopping list in hand. As you walk the aisles, there’s a strategy you can use to save an average of 33% on your entire purchase. It doesn’t...

How a loan can put you on top during RRSP season

How a loan can put you on top during RRSP season

The RRSP contribution deadline is just around the corner. Make your way in to see us by March 1st if you want your contribution to count for the 2018 tax year.   Often times, you may not have the money to spare after the holidays to drop into your RRSP, even...

Why Is It Called A Credit Union?

Why Is It Called A Credit Union?

While bank and banking are universally understood and accepted terms, the term credit union may be misunderstood. Credit union is an unusual term, isn’t it? Is it just another name for a bank? Is it a credit card company? Do I have to be in a union to join? But, just...

To Lease or To Finance: That is the Question!

To Lease or To Finance: That is the Question!

When it comes to buying a new car, you have three options: purchasing it with cash, purchasing it through a loan (also known as financing) or leasing it. For most shoppers, the decision comes down to buying or leasing. On the surface, the differences between leasing...

Budgeting Basics

Budgeting Basics

Budgets are like the New Year’s resolutions of personal finance. We all know we should have one and we all know it’s a fairly simple thing to follow—at least in theory. Like resolutions, we often map out personal budgets with the best of intentions, only to abandon...

Taming Debt

According to a study by credit reporting agency TransUnion $21,696, is the debt load the average Canadian consumer shouldered in the first quarter of 2017. What’s more, this amount excludes mortgages.   How can we get out of the red and into the black? By...

Gifts that Teach the Value of Money

Stock in the stocking This year, before you wait in the cold and snow to buy your child the latest must-have toy, consider giving a financial-related gift instead. Gifts that teach the importance of sound money management and investment practices can provide valuable...

Teaching Your Children to Manage Money

Most parents understand raising children means preparing school lunches, driving them to sports practice and helping with homework however, some parents may not realize that one of their most important jobs is teaching their kids the basics of money management.  ...

What’s the Best Card to Use?

Think fast: what’s the most recent financial decision you made? You likely won’t have to think too far back. It’s not the last account you opened, or the school loans you consolidated—it’s something much simpler that’s part of your daily routine. Think back to the...

Planning & Advice