Planning & Advice

Financial literacy is the key to financial freedom. Having access to the right advice can help you achieve your goals whether it’s saving for your child’s education, buying a home or planning for retirement.

Find the information you need to achieve your goals here.

Why Is It Called A Credit Union?

While bank and banking are universally understood and accepted terms, the term credit union is still largely misunderstood and unknown to many. Credit union is an unusual term, isn’t it? Is it just another name for a bank? Is it a credit card company? Do I have to be...

How to Overcome ‘Credit Card Shyness’

News outlets and credit card companies are quick to label millennials as being credit card-shy. According to a recent survey, millennials apparently fear their credit card debt more than climate change, the threat of war and even death. It may sound like an...

Building a Budget with 50/30/20

Budgeting is a skill that helps you make smart decisions with your money. It ensures that you’re spending less than you earn, it prepares you for life’s curveballs, and it funds your goals and your dreams. Unfortunately, budgeting is often seen as restrictive and...

Fraud Protection – DO’s and DON’Ts

Protect Yourself from Becoming a Victim of Fraud! DO’s and DON’Ts DO: Install from a reliable source AND renew anti-virus, anti-spyware software, and firewall on your device. Configure antivirus software to run regular automatic updates and virus scans. Protect your...

How a loan can put you on top during RRSP season

Often times, you may not have the money to spare after the holidays to drop into your RRSP, even though the benefits of a sweet tax return are calling your name. Or maybe you can spare a small amount to deposit, but aren’t maximizing the yearly contribution you can...

Beware of Fast Cash

Beware of Fast Cash

Like local car dealerships and personal injury law firms, short-term and payday lenders tend to have the most annoying commercials on TV. They’re often tacky and annoying, and tend to air during daytime talk shows or very late at night. Their promises of “fast cash!”,...

Finding The Loan That’s Right For You

Finding The Loan That’s Right For You

Loans help finance some of our biggest goals in life. They can provide access to possibilities that we can’t afford upfront—possibilities like going to school, buying a home or starting a business (to name just a few). A loan is also one of the biggest financial...

Attitudes Toward Insurance

Attitudes Toward Insurance

Insurance coverage can be tricky to shop for, because it requires making specific financial decisions about some hazy and unpredictable concepts. Depending on the type of insurance you’re looking into, you might find yourself pondering some downright uncomfortable...

Why We Get Scammed – And How Avoid It

Why We Get Scammed – And How Avoid It

If you use a cellphone or have an email account, you’ve almost certainly been exposed to an attempt at mass marketing fraud. Common examples include being interrupted by an annoying robocall just as you start eating lunch, or waking up to a suspicious message in your...

Planning & Advice