Service Options

We make banking with us easy!

At Cornerstone Credit Union, we understand that people now have more ways to bank than ever before. With busy schedules and the many other demands that we have today, it’s not always possible or convenient to visit our branches. That is why we have developed our technology – we want to make it easy for you to access your money 24/7. Cornerstone Credit Union offers many convenient service options to accommodate your busy lifestyle. Get full access from home or while you are away, any time of the day or night.


Visit any of our Branches
We have branches in the communities of Melville, Grayson, Neudorf, Grenfell and Wolseley. To view the contact information and branch hours for each location, please click HERE.

MemberDirect® Online Banking
With this secure and reliable online banking solution, members are able to conduct many self-serving financial transactions through the MemberDirect® platform via the internet. An easy and convenient way to take care of business 24/7. MORE

Mobile Web Banking
On the go? View a “mobile-friendly” version of MemberDirect® which has been optimized for use on tablets and smartphones. MORE

Mobile Text Banking
Text simple commands to view account balances and transactions on almost any mobile device. It’s fast, it’s easy, and it’s free! MORE

Mobile App
Now you can download the Horizon Credit Union Mobile App designed specifically for use on iOS and Android devices. Our app offers the most sought-after features of online banking and provides quick access to an engaging and cross-platform mobile banking experience. MORE

MemberDirect® Alerts
Receive timely and relevant messages via email or text regarding security changes that matter to you. This service helps you guard against account fraud and keeps you informed when activity occurs on your MemberDirect® Online Banking account. MORE

Interac® e-Transfer
A convenient and efficient way for members to transfer money directly to anyone with a Canadian bank account with only an email address or a mobile phone number. So quick and so easy! MORE

An environmentally-friendly way to view and archive your statements online – anywhere, anytime. It’s the “green” choice, and it just makes sense. Sign up today! MORE

Owned and managed by Canada Post, this service allows users to receive, archive, and manage household bills, statements, and documents all from one convenient online location. To access this service, you can sign up through MemberDirect®.

Automated Teller Machines (ATM)
Access your account through a large ATM network with over 1,800 ‘Ding Free’ ATMs 24 hours a day, 7 days a week. Check balances, make withdrawals, transfer funds, make deposits, and more. Horizon Credit Union has ATM’S located conveniently for you at:

Melville Branch – 136-3rd Avenue East, Melville, SK
Grenfell Branch – 736 Desmond Street, Grenfell, SK
Wolseley Branch – 616 Front Street, Wolseley, SK

Looking for a credit union ATM close to you or close to where you will be traveling? Click HERE.


Account Create
Allows existing credit union members with MemberDirect® Internet Banking access, the ability to open their own additional Plan 24 savings account entirely online! MORE

AccountPlus® Consolidated View
Consolidate and display account information from external strategic partners, including Credential Asset Management Inc., Credential Securities Inc., and Credential Direct®, on your online banking.

MemberDirect® CRA Payments-Business Taxes
Users can pay and remit federal business taxes online to the Canada Revenue Agency.

Online Loan Application

Interested in a loan to buy a car, truck, recreation vehicle, or equipment for your business? Looking for a mortgage to purchase a home or cottage ? Want a Line of Credit or Quick Loan for extra cash needed from time to time, or to consolidate your bills into one payment?

If you are a Saskatchewan resident 18 years of age or older and currently have a satisfactory Credit Bureau rating, here is an easy way for you to apply with us. Once we receive your request, one of our lending staff will contact you. We will make every effort to respond to you within 2 business days.

Horizon Credit Union loan rates are subject to change without prior notice; however, the interest rate applicable to your loan will be the applicable rate for your loan request as of the date we approve your application.  If you are requiring credit for an Ag business or business/commercial venture, or if you wish to speak to someone during our business hours please call us. MORE

Online Cheque Orders
Need to order personal cheques? If your supply is low, you can enjoy the convenience of re-ordering your personal cheques from the comfort of your home. MORE

Cornerstone Credit Union has a full line of card products to meet your individual and business needs, as well as the needs of farmers and ranchers. Our cards are a secure and safe way to make purchases without having to carry a lot of cash or cheques and are hassle-free. The variety of card products are designed with your personal, agriculture and business lifestyles in mind. While doing business at home or travelling abroad, with one or a combination of our cards, there is no need to worry about the risk of carrying cash.

Credential Direct®
If you are an investor who likes to make your own investment decisions, you may prefer the convenience of trading online. Credential Direct enables you to buy, sell, or short-sell stocks and to trade options and mutual funds online with the help of a complete suite of online trading tools, and it’s all FREE of charge to our membership. Perform online transactions such as:

  • Real-time detailed quotes
  • Customized charting tools
  • Technical alerts
  • Technical analysis tools
  • Portfolio and Financial Planning tools
  • Fundamental research
  • Stock and Mutual fund screeners: To enroll or login, visit Credential Direct

Online brokerage is offered through Credential Direct®, a division of Credential Securities Inc., operating as a separate business unit. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual fund securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Mutual funds and other securities are not insured nor guaranteed, their values change frequently and past performance may not be repeated. Credential Securities Inc. is a Member of the Canadian Investor Protection Fund.

®Credential Direct is a registered mark owned by Credential Financial Inc. and is used under license.

Agriculture Services

We offer farmers and ranchers special accounts with convenient delivery to meet the day to day financial operations requirements. Our technology allows farmers and ranchers easy access to their accounts from wherever they are through our many online access applications. We help with education and planning to meet your long term goals. If it is investing, borrowing money for your operation, succession or other financial planning issues, Horizon Credit Union is here to lend a helping hand.

To assist in meeting your agricultural needs, Horizon Credit Union provides the following services:

Farm & Business Accounts

Click here to view our account options.


Card Convenience

Horizon Credit Union offers a full line of card convenience for Ag Business. Our MemberCard debits your account direct so no worry about a monthly bill. You can also choose from a family of MasterCard Credit Cards that best suit your business.


Today’s world offers many types of investment. Each type of investment provides different opportunity to grow, earn income, and has different tax consequences. Horizon Credit Union offers many types of investments for both registered and non-registered investments to meet individual and agriculture business owner financial goals.

AgriInvest Accounts

An AgriInvest Account helps producers manage small income declines. Each year, producers can make a deposit into an AgriInvest account and receive a matching contribution from federal and provincial governments. Producers have the flexibility to withdraw the funds at any time to cover small margin declines or for risk mitigation and other investments.

AgriInvest is part of the Growing Forward suite of federal-provincial-territorial Business Risk Management programs. Growing Forward is a commitment to Canada’s agriculture sector that’s focused on achieving results, reflects input from across the sector, and delivers programs that are simple, more effective and tailored to local needs.

To learn more about AgriInvest, visit the program website at, call AAFC toll free at 1-866-367-8506, or inquire at any Horizon Credit Union Branch at Melville, Grayson, Grenfell, Neudorf or Wolseley.

Loans and Leasing

Everyone has different needs and financial strategies for their farm or ranch. Each farm or ranch operation requires a different financial structure. That is why Horizon Credit Union has many different loan or lease options available to you. Our professional lending staff work with you on an individual basis, providing practical information and tools to design loans especially to meet the needs for your operation. For operating funds or if you are expanding your farm or ranch, Horizon Credit Union offers a variety of loan and lease options, farm mortgages and loans under the The Farm Improvement and Marketing Co-operatives Loans Act (FIMCLA).

FIMCLA increases the availability of credit to farming operations and farmer-owned marketing co-operatives to improve farm assets and strengthen production and financial stability. It encourages the provision of intermediate term debt to farmers for the improvement and development of their farming business in order to maintain an efficient agriculture production capability. Individuals, partnerships, corporations or co-operative associations actively engaged in farming and operating the farm as a business with the intent to making a profit are eligible to apply.

Wealth Management Services

Visit Wealth Management Services

The team of professionals in our Wealth Management department help you achieve financial goals at every stage of your financial life cycle. This starts with building assets, protecting what you have built, planning for retirement and even transferring assets to beneficiaries through effective estate planning.

With the convenience of electronic access to your accounts or our personal service branch locations at Melville, Grayson, Grenfell, Neudorf and Wolseley, having Horizon Credit Union as your financial institution makes good sense.

Service Options