Mobile Text Banking
Mobile banking gives you real-time access to your accounts wherever you happen to be. Just send a quick text message to your account and you’ll receive a message back. It’s fast, it’s easy and it’s free.*
It works on all text-enabled phones. It doesn’t matter what kind of cell phone you have, as long as you can send and receive text messages.
Check account balances and recent account activity information from anywhere you can get a signal-instantly. You’ll get the account information you want, when you need it. There’s no need to find a computer to check your account balance. And have peace of mind with the ability to instantly check what activity has taken place with your account.
Your personal information is always secure as the only information that is transmitted is your account balance or your recent account activity. Even if you lose your phone, no one will be able to make changes to your account, steal funds or access personal or financial information. And, it’s quick and easy to cancel mobile banking if needed.
Ready to sign up?
Getting started with mobile banking is easy. All you need is access to online banking. Don’t have online banking access? Contact your branch to sign up today.
If you’re already on online banking user:
- Login to your online banking account and click on the mobile banking link in MY PROFILE
- Enter your mobile phone information
- You’ll receive a text message with your passcode
- Confirm your passcode and select the accounts you want to access with mobile banking
Once you’ve signed up, it’s easy to use.
To check your account balance, simply text BAL to MONEY . Within moments, you will receive a text message with your account balance information.
All Account Balances
To check all of your account balances, simply text BAL ALL to MONEY . You’ll receive a text message with the balance information for all your selected accounts.
To view your recent account activity, simply text ACT to MONEY . You’ll then receive a text message with your five most recent transactions on your account.
And, to make it even easier, you can save the short code  in your phone for quick and easy access. You can even save your text messages and simply resend for future use.
*Standard text messaging rates may apply depending on your provider and plan.
We offer farmers and ranchers special accounts with convenient delivery to meet the day to day financial operations requirements. Our technology allows farmers and ranchers easy access to their accounts from wherever they are through our many online access applications. We help with education and planning to meet your long term goals. If it is investing, borrowing money for your operation, succession or other financial planning issues, Horizon Credit Union is here to lend a helping hand.
To assist in meeting your agricultural needs, Horizon Credit Union provides the following services:
Farm & Business Accounts
Click here to view our account options.
Horizon Credit Union offers a full line of card convenience for Ag Business. Our MemberCard debits your account direct so no worry about a monthly bill. You can also choose from a family of MasterCard Credit Cards that best suit your business.
Today’s world offers many types of investment. Each type of investment provides different opportunity to grow, earn income, and has different tax consequences. Horizon Credit Union offers many types of investments for both registered and non-registered investments to meet individual and agriculture business owner financial goals.
An AgriInvest Account helps producers manage small income declines. Each year, producers can make a deposit into an AgriInvest account and receive a matching contribution from federal and provincial governments. Producers have the flexibility to withdraw the funds at any time to cover small margin declines or for risk mitigation and other investments.
AgriInvest is part of the Growing Forward suite of federal-provincial-territorial Business Risk Management programs. Growing Forward is a commitment to Canada’s agriculture sector that’s focused on achieving results, reflects input from across the sector, and delivers programs that are simple, more effective and tailored to local needs.
To learn more about AgriInvest, visit the program website at www.agr.gc.ca/agriinvest, call AAFC toll free at 1-866-367-8506, or inquire at any Horizon Credit Union Branch at Melville, Grayson, Grenfell, Neudorf or Wolseley.
Loans and Leasing
Everyone has different needs and financial strategies for their farm or ranch. Each farm or ranch operation requires a different financial structure. That is why Horizon Credit Union has many different loan or lease options available to you. Our professional lending staff work with you on an individual basis, providing practical information and tools to design loans especially to meet the needs for your operation. For operating funds or if you are expanding your farm or ranch, Horizon Credit Union offers a variety of loan and lease options, farm mortgages and loans under the The Farm Improvement and Marketing Co-operatives Loans Act (FIMCLA).
FIMCLA increases the availability of credit to farming operations and farmer-owned marketing co-operatives to improve farm assets and strengthen production and financial stability. It encourages the provision of intermediate term debt to farmers for the improvement and development of their farming business in order to maintain an efficient agriculture production capability. Individuals, partnerships, corporations or co-operative associations actively engaged in farming and operating the farm as a business with the intent to making a profit are eligible to apply.
Wealth Management Services
The team of professionals in our Wealth Management department help you achieve financial goals at every stage of your financial life cycle. This starts with building assets, protecting what you have built, planning for retirement and even transferring assets to beneficiaries through effective estate planning.
With the convenience of electronic access to your accounts or our personal service branch locations at Melville, Grayson, Grenfell, Neudorf and Wolseley, having Horizon Credit Union as your financial institution makes good sense.